We go deep with the clients we're built for.

You incorporated your practice, the corporate tax is handled — and now money is accumulating inside the company faster than you take it out, with no one telling you what to do with it. Doctors, dentists, lawyers, and consultants have extraordinary planning room here, and the least time to use it.

• What to do with retained earnings
• Investing inside the corporation, without losing the small-business rate
• Salary-versus-dividend compensation, set to your numbers
• Debt, practice-purchase, and buy-in planning

Read: retained earnings in your professional corporation →

For most owners the business is the retirement plan — there's no pension, just a company you'll one day sell. How value accumulates inside it today decides how much of the proceeds you keep, and the rules reward planning years ahead, not in the final weeks of a deal.

• Positioning shares for the Lifetime Capital Gains Exemption
• Holding-company and family-trust structures
• Keeping the corporation's structure sale-ready
• Succession and tax-efficient exit planning

Read: the Lifetime Capital Gains Exemption before a sale →

You just had your first genuinely big year, and the money arrived without a manual — some inside the corporation, some personal, and a quiet question of what to do first. The mistakes that cost the most are made in the early rush of not knowing where to start.

• Separating corporate money from personal
• Knowing what's truly surplus versus working capital
• Building the protective foundation before the clever strategy
• A plan tied to what the money is actually for

Read: your first $500K year — now what? →

A Personal Real Estate Corporation can turn lumpy commission income into lasting, tax-deferred wealth — the same advantage incorporated professionals have used for years. It's a niche we're known for, and a natural fit for top producers who consistently earn more than they spend.

• The incorporation decision, answered with numbers
• Tax deferral on commission income
• Investing retained earnings for the long term
• Income smoothing across strong and lean years

Explore PREC & tax planning for realtors →